Whatever form of Cyprus property investment you are looking from, from villas and apartments to fly-to-let, you'll find it here.
We have found everything you need to know about investing in Cyprus properties, whether it is in Paphos (or Pafos as the Cypriots call it), Limassol, Kyrenia, Nicosia, Ayia Napa, or even Northern Cyprus.
One stark difference when purchasing your cheap Cyprus property is how you will be paying for it. Instead of waiting until the property is complete for payment the build is paid for in four stages. Most Cyprus property developers will want a £2000 deposit or reservation fee followed by 25% of the total cost within another 30 days. The remainder will usually be required in lumps of 25% of the total cost at different stages of the build such as completion of the shell, roofing and final finish. This is a great way for developers in Cyprus to make money because they never have any huge amounts of money laid out not even to thes ellers of the land. All this works in your favor if you are prepared to wait until a development is nearing completion and the developer has unsold houses or apartments. That's the time to pick up that cheap Cyprus property.
Just as the golf course has been integrated with the landscape, the best Esentepe real estate does the same. The Serenity apartments at Esentepe are set amongst a pine forest, but also enjoy good views to the Mediterranean coast just 500 metres away. Each apartment blocks is offset from each other up the hillside, so that each apartment has a clear view from its balcony.
The first step in buying a Cyprus property is to find what is available. As you probably know, real estate in this country is becoming more and more popular as the days go by. The reason for this is quite simple. Not only is this a beautiful part of the world to live in, but the same holds true for tourists as well. For this reason, there are a lot of people looking into Cyprus property as a second home. This will give them a great place to visit each and every time that they want to get away.
If you are considering whether to buy 'off plan' be aware that you may well get a better deal if you work through an agent, rather than approaching a developer independently. If you do opt to use an agent, you should make absolutely sure that they are fully informed about your objectives and ideals, in terms of budget, location and so forth.
The first happening which is strongly predicted to have a big impact is that Cyprus drops the Cypriot Pounds, and adopts the Euro currency permanently. Historically, when this happens, there is often a perceived hump of extreme inflation, following the taking up of the new currency. Two countries which can attest to this are Germany and the Republic of Ireland. Many investors are convinced that Cyprus will follow in this trend and that everything --- from household groceries to property --- will follow by taking a huge jump overnight, in the few weeks following the adoption of the Euro.
Whatever you choose to believe most people will agree that such large scale development is sure to have some kind of adverse effect on the countries economy and culture. The bottom line is that no one can predict where it will end or what the deeper effects will be on Cyprus life at the end of the day. Meanwhile the rich get richer and the first time buyers slide further towards the bottom of the Cyprus property ladder with no hope of ever being home owners themselves. Cyprus is a beautiful country to live in and visit but there is a real danger it could be changed irreversibly by this ongoing Cyprus property development.
The Cyprus tourist board has reported a definite decrease in visitor numbers in recent years. One theory being banded around is that the Cyprus property development boom is to blame for this ailment also. With so many would be holiday makers now owning property the hotels and apartment complexes are feeling the pinch too. Combine this with an increase in the affordability of more exotic holiday locations elsewhere and you can see where they are coming from.
While you may come under pressure from the developers to use their lawyers, you should be aware that this may pose a conflict of interest to the lawyers. It is possible that the developer (who probably does a great deal more business with the lawyer than you do) is favoured in such conflicts. Agents should be able to offer you a choice of lawyers, banks, furnishers and landscapers.
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